Jan 24, - 8 Financial Tips For Young Adults. Learn Self-Control. If you're lucky, your parents taught you this skill when you were a kid. Take Control of Your Own Financial Future. Know Where Your Money Goes. Start an Emergency Fund. Start Saving for Retirement Now. Get a Grip on Taxes. Guard Your Health. Guard Your Wealth. Tips for Young Adults. Save for specific goals. Commit to saving money regularly. Aim to save a minimum of 10% of any money you earn or receive. Put your savings on auto-pilot. Make use of tax-advantaged retirement accounts and matching funds. Decide where to keep the money intended for certain purposes.